Call reports 2026
TOWER COMMUNITY BANK — 2026
What TOWER COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 385,211,000 | 375,444,000 |
| Total loans | 288,275,000 | 283,760,000 |
| Allowance for loan losses | 3,045,000 | 3,155,000 |
| Securities available for sale | 43,076,000 | 41,117,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 339,794,000 | 329,317,000 |
| Interest-bearing deposits | 284,957,000 | 271,715,000 |
| Noninterest-bearing deposits | 54,837,000 | 57,602,000 |
| Equity capital | 40,069,000 | 40,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,608,000 | 11,254,000 |
| Interest expense | 1,715,000 | 3,392,000 |
| Net interest income | 3,893,000 | 7,862,000 |
| Noninterest income | 877,000 | 1,656,000 |
| Noninterest expense | 3,057,000 | 6,083,000 |
| Provision for loan losses | 171,000 | 270,000 |
| Pretax income | 1,563,000 | 3,184,000 |
| Income tax | 454,000 | 947,000 |
| Net income | 1,085,000 | 2,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 38,653,000 | 39,502,000 |