Call report 2004Q4
TOWER COMMUNITY BANK — 2004Q4
The 22 measures TOWER COMMUNITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 58,602,000 | USD | evidence → |
| Total loans | 37,874,000 | USD | evidence → |
| Allowance for loan losses | 418,000 | USD | evidence → |
| Securities available for sale | 12,123,000 | USD | evidence → |
| Securities held to maturity | 2,028,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 53,977,000 | USD | evidence → |
| Interest-bearing deposits | 44,256,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,721,000 | USD | evidence → |
| Equity capital | 4,489,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,462,000 | USD | evidence → |
| Interest expense | 716,000 | USD | evidence → |
| Net interest income | 2,746,000 | USD | evidence → |
| Noninterest income | 1,005,000 | USD | evidence → |
| Noninterest expense | 3,270,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 530,000 | USD | evidence → |
| Income tax | 47,000 | USD | evidence → |
| Net income | 483,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,496,000 | USD | evidence → |
| Total capital | 4,914,000 | USD | evidence → |
| Risk-weighted assets | 38,403,000 | USD | evidence → |