Call report 2003Q4
TOWER COMMUNITY BANK — 2003Q4
The 22 measures TOWER COMMUNITY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 55,739,000 | USD | evidence → |
| Total loans | 35,010,000 | USD | evidence → |
| Allowance for loan losses | 469,000 | USD | evidence → |
| Securities available for sale | 12,320,000 | USD | evidence → |
| Securities held to maturity | 1,500,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 50,626,000 | USD | evidence → |
| Interest-bearing deposits | 42,168,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,458,000 | USD | evidence → |
| Equity capital | 4,656,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,323,000 | USD | evidence → |
| Interest expense | 749,000 | USD | evidence → |
| Net interest income | 2,574,000 | USD | evidence → |
| Noninterest income | 934,000 | USD | evidence → |
| Noninterest expense | 3,265,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 367,000 | USD | evidence → |
| Income tax | 42,000 | USD | evidence → |
| Net income | 325,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,601,000 | USD | evidence → |
| Total capital | 5,048,000 | USD | evidence → |
| Risk-weighted assets | 35,699,000 | USD | evidence → |