Call reports 2024
LIBERTY NATIONAL BANK — 2024
What LIBERTY NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 566,791,000 | 566,742,000 | 580,652,000 | 614,488,000 |
| Total loans | 410,988,000 | 409,523,000 | 423,942,000 | 425,873,000 |
| Allowance for loan losses | 4,342,000 | 4,340,000 | 4,305,000 | 4,305,000 |
| Securities available for sale | 67,029,000 | 64,159,000 | 64,947,000 | 62,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,683,000 | 421,986,000 | 412,238,000 | 460,849,000 |
| Interest-bearing deposits | 322,241,000 | 324,492,000 | 321,019,000 | 352,226,000 |
| Noninterest-bearing deposits | 98,442,000 | 97,494,000 | 91,219,000 | 108,623,000 |
| Equity capital | 96,238,000 | 96,735,000 | 98,417,000 | 98,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,853,000 | 13,703,000 | 20,910,000 | 28,400,000 |
| Interest expense | 2,336,000 | 4,924,000 | 7,718,000 | 10,494,000 |
| Net interest income | 4,517,000 | 8,779,000 | 13,192,000 | 17,906,000 |
| Noninterest income | 721,000 | 1,525,000 | 2,352,000 | 3,170,000 |
| Noninterest expense | 3,377,000 | 6,716,000 | 10,092,000 | 13,617,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 1,756,000 | 3,483,000 | 5,347,000 | 7,361,000 |
| Income tax | 393,000 | 791,000 | 1,203,000 | 1,641,000 |
| Net income | 1,363,000 | 2,692,000 | 4,144,000 | 5,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,325,000 | 48,410,000 | 48,917,000 | 50,548,000 |
| Total capital | 51,673,000 | 52,757,000 | 53,230,000 | 54,925,000 |
| Risk-weighted assets | 433,574,000 | 447,315,000 | 463,109,000 | 471,177,000 |