Call reports 2023
LIBERTY NATIONAL BANK — 2023
What LIBERTY NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 547,536,000 | 536,332,000 | 550,073,000 | 606,494,000 |
| Total loans | 380,436,000 | 380,005,000 | 384,211,000 | 403,464,000 |
| Allowance for loan losses | 4,244,000 | 4,243,000 | 4,138,000 | 4,243,000 |
| Securities available for sale | 73,538,000 | 70,880,000 | 67,118,000 | 68,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,094,000 | 398,228,000 | 418,044,000 | 474,356,000 |
| Interest-bearing deposits | 306,866,000 | 279,866,000 | 318,819,000 | 334,996,000 |
| Noninterest-bearing deposits | 121,228,000 | 118,362,000 | 99,225,000 | 139,360,000 |
| Equity capital | 93,143,000 | 94,111,000 | 93,494,000 | 96,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,735,000 | 11,714,000 | 17,955,000 | 24,820,000 |
| Interest expense | 952,000 | 2,479,000 | 4,517,000 | 6,817,000 |
| Net interest income | 4,783,000 | 9,235,000 | 13,438,000 | 18,003,000 |
| Noninterest income | 754,000 | 1,448,000 | 2,210,000 | 2,931,000 |
| Noninterest expense | 2,855,000 | 5,872,000 | 9,051,000 | 12,369,000 |
| Provision for loan losses | 0 | 0 | -2,000 | 103,000 |
| Pretax income | 2,682,000 | 4,811,000 | 6,597,000 | 8,460,000 |
| Income tax | 618,000 | 1,098,000 | 1,495,000 | 1,913,000 |
| Net income | 2,064,000 | 3,713,000 | 5,102,000 | 6,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,559,000 | 44,464,000 | 46,108,000 | 46,808,000 |
| Total capital | 46,803,000 | 48,707,000 | 50,246,000 | 51,050,000 |
| Risk-weighted assets | 405,193,000 | 408,181,000 | 407,908,000 | 428,262,000 |