Call reports 2022
LIBERTY NATIONAL BANK — 2022
What LIBERTY NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 524,290,000 | 532,246,000 | 543,877,000 | 554,328,000 |
| Total loans | 407,401,000 | 412,720,000 | 384,137,000 | 375,887,000 |
| Allowance for loan losses | 5,482,000 | 5,474,000 | 0 | 140,000 |
| Securities available for sale | 78,046,000 | 78,611,000 | 73,437,000 | 74,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 451,276,000 | 451,573,000 | 442,075,000 | 455,831,000 |
| Interest-bearing deposits | 301,912,000 | 307,162,000 | 301,041,000 | 324,980,000 |
| Noninterest-bearing deposits | 149,364,000 | 144,411,000 | 141,034,000 | 130,851,000 |
| Equity capital | 57,419,000 | 53,414,000 | 89,039,000 | 93,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,318,000 | 8,868,000 | 2,210,000 | 9,026,000 |
| Interest expense | 208,000 | 457,000 | 152,000 | 824,000 |
| Net interest income | 4,110,000 | 8,411,000 | 2,058,000 | 8,202,000 |
| Noninterest income | 924,000 | 1,878,000 | 386,000 | 1,221,000 |
| Noninterest expense | 3,014,000 | 5,879,000 | 724,000 | 3,675,000 |
| Provision for loan losses | 0 | 0 | 0 | 141,000 |
| Pretax income | 2,020,000 | 4,410,000 | 1,720,000 | 5,607,000 |
| Income tax | 468,000 | 1,031,000 | 357,000 | 1,060,000 |
| Net income | 1,552,000 | 3,379,000 | 1,363,000 | 4,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,486,000 | 48,639,000 | 44,550,000 | 43,424,000 |
| Total capital | 55,891,000 | 54,113,000 | 44,550,000 | 43,564,000 |
| Risk-weighted assets | 432,308,000 | 437,966,000 | 413,925,000 | 405,988,000 |