Call reports 2021
LIBERTY NATIONAL BANK — 2021
What LIBERTY NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 516,586,000 | 492,335,000 | 479,974,000 | 516,447,000 |
| Total loans | 365,625,000 | 351,463,000 | 368,762,000 | 395,620,000 |
| Allowance for loan losses | 5,497,000 | 5,497,000 | 5,497,000 | 5,497,000 |
| Securities available for sale | 57,993,000 | 56,830,000 | 62,011,000 | 71,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,880,000 | 433,696,000 | 419,466,000 | 454,171,000 |
| Interest-bearing deposits | 319,261,000 | 303,347,000 | 281,385,000 | 301,294,000 |
| Noninterest-bearing deposits | 135,619,000 | 130,349,000 | 138,081,000 | 152,877,000 |
| Equity capital | 58,529,000 | 56,528,000 | 57,945,000 | 59,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,331,000 | 9,552,000 | 13,566,000 | 17,710,000 |
| Interest expense | 380,000 | 685,000 | 922,000 | 1,137,000 |
| Net interest income | 4,951,000 | 8,867,000 | 12,644,000 | 16,573,000 |
| Noninterest income | 908,000 | 1,764,000 | 3,006,000 | 4,322,000 |
| Noninterest expense | 2,844,000 | 5,567,000 | 8,560,000 | 11,496,000 |
| Provision for loan losses | 18,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 3,126,000 | 5,175,000 | 7,272,000 | 9,581,000 |
| Income tax | 744,000 | 1,218,000 | 1,716,000 | 2,261,000 |
| Net income | 2,382,000 | 3,957,000 | 5,556,000 | 7,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,831,000 | 45,768,000 | 47,329,000 | 48,971,000 |
| Total capital | 52,295,000 | 50,261,000 | 52,183,000 | 54,108,000 |
| Risk-weighted assets | 356,066,000 | 358,459,000 | 387,678,000 | 410,588,000 |