Call reports 2020
LIBERTY NATIONAL BANK — 2020
What LIBERTY NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 447,735,000 | 509,450,000 | 495,113,000 | 494,242,000 |
| Total loans | 348,313,000 | 401,129,000 | 400,927,000 | 382,875,000 |
| Allowance for loan losses | 4,349,000 | 4,673,000 | 4,857,000 | 5,510,000 |
| Securities available for sale | 63,969,000 | 61,301,000 | 57,278,000 | 56,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,043,000 | 416,621,000 | 390,455,000 | 429,714,000 |
| Interest-bearing deposits | 286,419,000 | 293,553,000 | 261,782,000 | 303,187,000 |
| Noninterest-bearing deposits | 77,624,000 | 123,068,000 | 128,673,000 | 126,527,000 |
| Equity capital | 53,802,000 | 54,666,000 | 56,405,000 | 56,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,791,000 | 11,348,000 | 16,041,000 | 20,834,000 |
| Interest expense | 921,000 | 1,648,000 | 2,188,000 | 2,598,000 |
| Net interest income | 3,870,000 | 9,700,000 | 13,853,000 | 18,236,000 |
| Noninterest income | 642,000 | 1,425,000 | 2,416,000 | 3,046,000 |
| Noninterest expense | 2,672,000 | 5,242,000 | 7,873,000 | 10,622,000 |
| Provision for loan losses | 237,000 | 552,000 | 736,000 | 1,420,000 |
| Pretax income | 1,611,000 | 5,421,000 | 7,788,000 | 9,368,000 |
| Income tax | 359,000 | 1,282,000 | 1,838,000 | 2,197,000 |
| Net income | 1,252,000 | 4,139,000 | 5,950,000 | 7,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,980,000 | 43,608,000 | 45,317,000 | 45,486,000 |
| Total capital | 47,329,000 | 48,281,000 | 50,072,000 | 50,208,000 |
| Risk-weighted assets | 367,778,000 | 376,126,000 | 380,271,000 | 376,980,000 |