Call reports 2018
LIBERTY NATIONAL BANK — 2018
What LIBERTY NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 394,525,000 | 400,018,000 | 395,090,000 | 406,924,000 |
| Total loans | 309,637,000 | 310,103,000 | 311,425,000 | 315,837,000 |
| Allowance for loan losses | 3,914,000 | 3,931,000 | 4,009,000 | 4,121,000 |
| Securities available for sale | 54,095,000 | 52,388,000 | 52,205,000 | 53,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,392,000 | 315,439,000 | 338,938,000 | 351,091,000 |
| Interest-bearing deposits | 270,383,000 | 256,469,000 | 271,020,000 | 269,721,000 |
| Noninterest-bearing deposits | 60,009,000 | 58,970,000 | 67,918,000 | 81,370,000 |
| Equity capital | 46,360,000 | 46,897,000 | 47,574,000 | 48,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,051,000 | 8,330,000 | 12,761,000 | 17,204,000 |
| Interest expense | 640,000 | 1,385,000 | 2,143,000 | 2,984,000 |
| Net interest income | 3,411,000 | 6,945,000 | 10,618,000 | 14,220,000 |
| Noninterest income | 443,000 | 1,007,000 | 1,477,000 | 2,076,000 |
| Noninterest expense | 2,466,000 | 4,880,000 | 7,182,000 | 9,509,000 |
| Provision for loan losses | 45,000 | 75,000 | 155,000 | 405,000 |
| Pretax income | 1,349,000 | 3,003,000 | 4,764,000 | 6,388,000 |
| Income tax | 301,000 | 677,000 | 1,083,000 | 1,456,000 |
| Net income | 1,048,000 | 2,326,000 | 3,681,000 | 4,932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,042,000 | 37,632,000 | 38,497,000 | 39,626,000 |
| Total capital | 40,956,000 | 41,563,000 | 42,506,000 | 43,747,000 |
| Risk-weighted assets | 326,549,000 | 328,069,000 | 328,445,000 | 335,848,000 |