Call reports 2017
LIBERTY NATIONAL BANK — 2017
What LIBERTY NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 373,727,000 | 390,021,000 | 384,479,000 | 390,001,000 |
| Total loans | 287,584,000 | 305,052,000 | 298,651,000 | 303,159,000 |
| Allowance for loan losses | 3,666,000 | 3,807,000 | 3,852,000 | 3,866,000 |
| Securities available for sale | 53,675,000 | 51,886,000 | 53,493,000 | 51,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,967,000 | 294,602,000 | 300,833,000 | 336,714,000 |
| Interest-bearing deposits | 229,535,000 | 237,440,000 | 242,818,000 | 273,398,000 |
| Noninterest-bearing deposits | 52,432,000 | 57,162,000 | 58,015,000 | 63,316,000 |
| Equity capital | 43,169,000 | 43,861,000 | 44,747,000 | 45,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,593,000 | 7,508,000 | 11,493,000 | 15,489,000 |
| Interest expense | 381,000 | 880,000 | 1,465,000 | 2,064,000 |
| Net interest income | 3,212,000 | 6,628,000 | 10,028,000 | 13,425,000 |
| Noninterest income | 425,000 | 925,000 | 1,403,000 | 1,895,000 |
| Noninterest expense | 2,224,000 | 4,535,000 | 6,818,000 | 9,174,000 |
| Provision for loan losses | 51,000 | 192,000 | 237,000 | 252,000 |
| Pretax income | 1,378,000 | 2,842,000 | 4,392,000 | 5,913,000 |
| Income tax | 458,000 | 949,000 | 1,478,000 | 1,593,000 |
| Net income | 920,000 | 1,893,000 | 2,914,000 | 4,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,246,000 | 33,718,000 | 34,694,000 | 36,050,000 |
| Total capital | 36,912,000 | 37,525,000 | 38,546,000 | 39,917,000 |
| Risk-weighted assets | 308,950,000 | 323,445,000 | 318,945,000 | 323,897,000 |