Call reports 2007
SKY BANK — 2007
What SKY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 17,430,685,000 | 16,609,763,000 |
| Total loans | 12,855,092,000 | 13,295,118,000 |
| Allowance for loan losses | 172,407,000 | 188,127,000 |
| Securities available for sale | 2,824,242,000 | 603,550,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 13,285,251,000 | 12,937,515,000 |
| Interest-bearing deposits | 11,292,191,000 | 10,974,849,000 |
| Noninterest-bearing deposits | 1,993,060,000 | 1,962,666,000 |
| Equity capital | 1,981,748,000 | 1,950,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 280,807,000 | 565,896,000 |
| Interest expense | 130,414,000 | 260,909,000 |
| Net interest income | 150,393,000 | 304,987,000 |
| Noninterest income | 43,327,000 | 94,243,000 |
| Noninterest expense | 107,174,000 | 233,042,000 |
| Provision for loan losses | 10,757,000 | 38,983,000 |
| Pretax income | 76,344,000 | 56,521,000 |
| Income tax | 25,839,000 | 17,768,000 |
| Net income | 50,505,000 | 38,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 1,384,683,000 | 1,349,347,000 |
| Total capital | 1,624,722,000 | 1,594,429,000 |
| Risk-weighted assets | 14,048,654,000 | 14,219,524,000 |