Call reports 2006
SKY BANK — 2006
What SKY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 15,459,247,000 | 15,547,794,000 | 15,728,190,000 | 17,532,058,000 |
| Total loans | 11,117,313,000 | 11,240,330,000 | 11,322,151,000 | 12,846,836,000 |
| Allowance for loan losses | 143,384,000 | 144,601,000 | 144,310,000 | 172,990,000 |
| Securities available for sale | 2,963,036,000 | 2,909,601,000 | 3,045,314,000 | 2,907,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,078,499,000 | 11,319,916,000 | 11,639,266,000 | 13,318,225,000 |
| Interest-bearing deposits | 9,358,002,000 | 9,409,462,000 | 9,746,702,000 | 11,279,605,000 |
| Noninterest-bearing deposits | 1,720,497,000 | 1,910,454,000 | 1,892,564,000 | 2,038,620,000 |
| Equity capital | 1,532,425,000 | 1,536,969,000 | 1,606,056,000 | 2,028,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 233,524,000 | 476,188,000 | 729,862,000 | 1,006,688,000 |
| Interest expense | 98,489,000 | 204,693,000 | 313,672,000 | 441,768,000 |
| Net interest income | 135,035,000 | 271,495,000 | 416,190,000 | 564,920,000 |
| Noninterest income | 31,993,000 | 61,464,000 | 98,859,000 | 145,192,000 |
| Noninterest expense | 89,099,000 | 176,434,000 | 267,207,000 | 372,377,000 |
| Provision for loan losses | 6,953,000 | 16,441,000 | 26,041,000 | 36,845,000 |
| Pretax income | 70,976,000 | 140,371,000 | 222,088,000 | 281,742,000 |
| Income tax | 23,725,000 | 46,853,000 | 74,556,000 | 94,949,000 |
| Net income | 47,251,000 | 93,518,000 | 147,532,000 | 186,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,198,668,000 | 1,223,386,000 | 1,256,001,000 | 1,432,087,000 |
| Total capital | 1,412,091,000 | 1,438,054,000 | 1,470,233,000 | 1,674,968,000 |
| Risk-weighted assets | 12,280,192,000 | 12,428,220,000 | 12,586,803,000 | 14,010,380,000 |