Call reports 2002
SKY BANK — 2002
What SKY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 8,836,112,000 | 9,005,010,000 | 9,188,422,000 | 10,198,758,000 |
| Total loans | 6,224,338,000 | 6,431,528,000 | 6,581,256,000 | 7,384,263,000 |
| Allowance for loan losses | 93,066,000 | 94,686,000 | 95,596,000 | 106,067,000 |
| Securities available for sale | 2,073,485,000 | 2,068,709,000 | 2,060,029,000 | 2,128,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,828,032,000 | 6,872,037,000 | 6,924,603,000 | 7,631,476,000 |
| Interest-bearing deposits | 6,529,708,000 | 6,578,318,000 | 6,624,936,000 | 7,324,919,000 |
| Noninterest-bearing deposits | 298,324,000 | 293,719,000 | 299,667,000 | 306,557,000 |
| Equity capital | 617,541,000 | 665,247,000 | 670,826,000 | 732,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 140,464,000 | 281,789,000 | 420,568,000 | 570,492,000 |
| Interest expense | 58,849,000 | 116,300,000 | 170,839,000 | 225,203,000 |
| Net interest income | 81,615,000 | 165,489,000 | 249,729,000 | 345,289,000 |
| Noninterest income | 25,084,000 | 52,872,000 | 79,248,000 | 124,077,000 |
| Noninterest expense | 52,537,000 | 109,093,000 | 162,222,000 | 225,542,000 |
| Provision for loan losses | 8,002,000 | 15,579,000 | 23,400,000 | 36,579,000 |
| Pretax income | 46,677,000 | 95,196,000 | 146,590,000 | 210,227,000 |
| Income tax | 15,523,000 | 31,683,000 | 49,143,000 | 70,766,000 |
| Net income | 31,154,000 | 63,513,000 | 97,447,000 | 139,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 554,312,000 | 581,417,000 | 599,003,000 | 665,375,000 |
| Total capital | 713,784,000 | 743,384,000 | 763,090,000 | 841,129,000 |
| Risk-weighted assets | 6,682,567,000 | 6,911,671,000 | 7,107,014,000 | 7,917,505,000 |