Call reports 2001
SKY BANK — 2001
What SKY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,379,845,000 | 1,429,889,000 | 1,405,005,000 | 8,720,866,000 |
| Total loans | 1,086,506,000 | 1,085,241,000 | 1,087,236,000 | 6,226,384,000 |
| Allowance for loan losses | 17,324,000 | 17,219,000 | 17,753,000 | 92,345,000 |
| Securities available for sale | 221,850,000 | 246,143,000 | 247,827,000 | 1,875,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,113,023,000 | 1,134,949,000 | 1,129,708,000 | 6,558,931,000 |
| Interest-bearing deposits | 1,039,290,000 | 1,081,872,000 | 1,073,036,000 | 6,230,419,000 |
| Noninterest-bearing deposits | 73,733,000 | 53,077,000 | 56,672,000 | 328,512,000 |
| Equity capital | 106,415,000 | 111,578,000 | 101,223,000 | 616,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 27,599,000 | 54,288,000 | 80,693,000 | 612,208,000 |
| Interest expense | 14,260,000 | 27,175,000 | 39,272,000 | 291,098,000 |
| Net interest income | 13,339,000 | 27,113,000 | 41,421,000 | 321,110,000 |
| Noninterest income | 2,922,000 | 6,427,000 | 10,009,000 | 101,630,000 |
| Noninterest expense | 8,361,000 | 16,823,000 | 25,700,000 | 200,196,000 |
| Provision for loan losses | 735,000 | 1,470,000 | 2,205,000 | 27,229,000 |
| Pretax income | 7,141,000 | 15,223,000 | 23,637,000 | 195,948,000 |
| Income tax | 2,472,000 | 5,277,000 | 8,202,000 | 65,912,000 |
| Net income | 4,669,000 | 9,946,000 | 15,435,000 | 130,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,336,000 | 102,645,000 | 90,873,000 | 543,765,000 |
| Total capital | 120,428,000 | 126,017,000 | 114,224,000 | 701,092,000 |
| Risk-weighted assets | 1,049,077,000 | 1,069,228,000 | 1,065,520,000 | 6,511,390,000 |