Call reports 2024
FIRST BANK OF BERNE — 2024
What FIRST BANK OF BERNE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,073,639,000 | 1,096,386,000 | 1,127,939,000 | 1,100,701,000 |
| Total loans | 750,951,000 | 760,560,000 | 779,727,000 | 783,940,000 |
| Allowance for loan losses | 10,793,000 | 10,952,000 | 10,864,000 | 11,049,000 |
| Securities available for sale | 265,643,000 | 259,207,000 | 261,047,000 | 241,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 925,079,000 | 942,429,000 | 960,312,000 | 994,307,000 |
| Interest-bearing deposits | 783,082,000 | 802,374,000 | 803,663,000 | 830,213,000 |
| Noninterest-bearing deposits | 141,997,000 | 140,055,000 | 156,649,000 | 164,094,000 |
| Equity capital | 48,260,000 | 51,593,000 | 63,063,000 | 52,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,489,000 | 25,626,000 | 39,126,000 | 52,951,000 |
| Interest expense | 5,638,000 | 11,458,000 | 17,508,000 | 23,070,000 |
| Net interest income | 6,851,000 | 14,168,000 | 21,618,000 | 29,881,000 |
| Noninterest income | 1,489,000 | 3,025,000 | 4,660,000 | 6,435,000 |
| Noninterest expense | 4,899,000 | 9,792,000 | 14,910,000 | 20,390,000 |
| Provision for loan losses | 244,000 | 425,000 | 425,000 | 830,000 |
| Pretax income | 3,197,000 | 6,995,000 | 10,962,000 | 15,196,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,197,000 | 6,995,000 | 10,962,000 | 15,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,668,000 | 96,473,000 | 97,648,000 | 98,788,000 |
| Total capital | 105,384,000 | 107,290,000 | 108,654,000 | 109,844,000 |
| Risk-weighted assets | 856,932,000 | 864,924,000 | 880,332,000 | 884,262,000 |