Call reports 2023
FIRST BANK OF BERNE — 2023
What FIRST BANK OF BERNE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,034,594,000 | 1,055,479,000 | 1,040,260,000 | 1,067,427,000 |
| Total loans | 700,894,000 | 724,503,000 | 736,011,000 | 746,193,000 |
| Allowance for loan losses | 9,928,000 | 10,035,000 | 10,088,000 | 10,515,000 |
| Securities available for sale | 291,260,000 | 282,532,000 | 263,665,000 | 272,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 950,266,000 | 945,103,000 | 911,957,000 | 920,605,000 |
| Interest-bearing deposits | 774,465,000 | 778,303,000 | 755,008,000 | 751,017,000 |
| Noninterest-bearing deposits | 175,801,000 | 166,800,000 | 156,949,000 | 169,588,000 |
| Equity capital | 48,706,000 | 45,008,000 | 35,271,000 | 48,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,588,000 | 21,710,000 | 33,429,000 | 45,598,000 |
| Interest expense | 3,562,000 | 7,694,000 | 12,675,000 | 17,892,000 |
| Net interest income | 7,026,000 | 14,016,000 | 20,754,000 | 27,706,000 |
| Noninterest income | 1,523,000 | 3,308,000 | 4,970,000 | 6,683,000 |
| Noninterest expense | 4,969,000 | 9,886,000 | 14,915,000 | 20,000,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 700,000 |
| Pretax income | 3,505,000 | 7,288,000 | 10,584,000 | 13,689,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,505,000 | 7,288,000 | 10,584,000 | 13,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,255,000 | 92,846,000 | 93,249,000 | 94,062,000 |
| Total capital | 102,183,000 | 103,078,000 | 103,534,000 | 104,780,000 |
| Risk-weighted assets | 817,667,000 | 843,200,000 | 849,947,000 | 857,527,000 |
Machine access — free, no API key
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