Call reports 2022
FIRST BANK OF BERNE — 2022
What FIRST BANK OF BERNE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,071,458,000 | 1,060,686,000 | 1,044,970,000 | 1,045,354,000 |
| Total loans | 655,629,000 | 680,761,000 | 703,175,000 | 709,656,000 |
| Allowance for loan losses | 8,801,000 | 8,795,000 | 8,774,000 | 8,745,000 |
| Securities available for sale | 319,345,000 | 307,037,000 | 293,774,000 | 285,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 954,316,000 | 970,578,000 | 962,013,000 | 963,839,000 |
| Interest-bearing deposits | 778,448,000 | 807,636,000 | 788,370,000 | 768,434,000 |
| Noninterest-bearing deposits | 175,868,000 | 162,942,000 | 173,643,000 | 195,405,000 |
| Equity capital | 70,952,000 | 53,052,000 | 42,491,000 | 42,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,596,000 | 17,731,000 | 27,575,000 | 38,148,000 |
| Interest expense | 518,000 | 1,222,000 | 2,655,000 | 5,036,000 |
| Net interest income | 8,078,000 | 16,509,000 | 24,920,000 | 33,112,000 |
| Noninterest income | 1,628,000 | 3,203,000 | 4,816,000 | 6,670,000 |
| Noninterest expense | 4,492,000 | 9,204,000 | 14,060,000 | 19,297,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,217,000 | 10,511,000 | 15,679,000 | 20,488,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,217,000 | 10,511,000 | 15,679,000 | 20,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,592,000 | 91,395,000 | 92,771,000 | 93,886,000 |
| Total capital | 98,393,000 | 100,190,000 | 101,545,000 | 102,631,000 |
| Risk-weighted assets | 760,602,000 | 792,423,000 | 820,440,000 | 822,508,000 |