Call reports 2021
FIRST BANK OF BERNE — 2021
What FIRST BANK OF BERNE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 948,518,000 | 975,535,000 | 1,008,275,000 | 1,083,278,000 |
| Total loans | 596,496,000 | 624,053,000 | 633,426,000 | 650,938,000 |
| Allowance for loan losses | 8,504,000 | 8,630,000 | 8,736,000 | 8,807,000 |
| Securities available for sale | 241,799,000 | 282,027,000 | 283,030,000 | 326,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 813,940,000 | 838,333,000 | 871,497,000 | 939,938,000 |
| Interest-bearing deposits | 727,569,000 | 683,335,000 | 710,516,000 | 762,357,000 |
| Noninterest-bearing deposits | 86,371,000 | 154,998,000 | 160,981,000 | 177,581,000 |
| Equity capital | 83,842,000 | 88,506,000 | 89,903,000 | 91,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,724,000 | 15,690,000 | 23,843,000 | 32,294,000 |
| Interest expense | 589,000 | 1,117,000 | 1,639,000 | 2,230,000 |
| Net interest income | 7,135,000 | 14,573,000 | 22,204,000 | 30,064,000 |
| Noninterest income | 1,784,000 | 3,523,000 | 5,270,000 | 7,351,000 |
| Noninterest expense | 4,079,000 | 8,344,000 | 12,587,000 | 17,616,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 4,720,000 | 9,512,000 | 14,527,000 | 19,319,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,720,000 | 9,512,000 | 14,527,000 | 19,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,646,000 | 82,745,000 | 84,368,000 | 87,167,000 |
| Total capital | 88,769,000 | 91,375,000 | 93,104,000 | 95,974,000 |
| Risk-weighted assets | 649,469,000 | 691,624,000 | 715,566,000 | 744,989,000 |