Call reports 2020
FIRST BANK OF BERNE — 2020
What FIRST BANK OF BERNE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 740,707,000 | 858,589,000 | 864,370,000 | 905,570,000 |
| Total loans | 575,447,000 | 580,741,000 | 593,509,000 | 599,120,000 |
| Allowance for loan losses | 7,509,000 | 7,647,000 | 7,729,000 | 8,367,000 |
| Securities available for sale | 117,780,000 | 156,124,000 | 179,803,000 | 204,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 617,173,000 | 717,117,000 | 728,664,000 | 770,625,000 |
| Interest-bearing deposits | 572,210,000 | 661,051,000 | 683,761,000 | 706,082,000 |
| Noninterest-bearing deposits | 44,963,000 | 56,066,000 | 44,903,000 | 64,543,000 |
| Equity capital | 77,111,000 | 83,911,000 | 86,265,000 | 84,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,954,000 | 15,784,000 | 23,954,000 | 31,688,000 |
| Interest expense | 1,045,000 | 1,817,000 | 2,531,000 | 3,224,000 |
| Net interest income | 6,909,000 | 13,967,000 | 21,423,000 | 28,464,000 |
| Noninterest income | 2,567,000 | 4,640,000 | 6,597,000 | 8,565,000 |
| Noninterest expense | 4,118,000 | 8,155,000 | 12,284,000 | 16,970,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 1,080,000 |
| Pretax income | 5,238,000 | 10,212,000 | 15,376,000 | 18,979,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,238,000 | 10,212,000 | 15,376,000 | 18,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,209,000 | 78,536,000 | 79,207,000 | 77,619,000 |
| Total capital | 83,333,000 | 85,955,000 | 86,766,000 | 85,182,000 |
| Risk-weighted assets | 569,580,000 | 593,307,000 | 604,621,000 | 604,269,000 |