Call reports 2019
FIRST BANK OF BERNE — 2019
What FIRST BANK OF BERNE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 695,479,000 | 693,583,000 | 702,916,000 | 714,301,000 |
| Total loans | 548,340,000 | 554,329,000 | 551,673,000 | 564,424,000 |
| Allowance for loan losses | 6,893,000 | 7,100,000 | 7,311,000 | 7,441,000 |
| Securities available for sale | 109,300,000 | 112,267,000 | 114,738,000 | 117,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 573,932,000 | 580,816,000 | 586,899,000 | 595,365,000 |
| Interest-bearing deposits | 538,488,000 | 545,440,000 | 546,044,000 | 540,155,000 |
| Noninterest-bearing deposits | 35,444,000 | 35,376,000 | 40,855,000 | 55,210,000 |
| Equity capital | 69,942,000 | 73,054,000 | 74,552,000 | 75,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,700,000 | 15,592,000 | 23,482,000 | 31,352,000 |
| Interest expense | 1,241,000 | 2,580,000 | 3,880,000 | 5,020,000 |
| Net interest income | 6,459,000 | 13,012,000 | 19,602,000 | 26,332,000 |
| Noninterest income | 1,279,000 | 2,737,000 | 4,221,000 | 5,798,000 |
| Noninterest expense | 3,878,000 | 7,902,000 | 12,043,000 | 15,889,000 |
| Provision for loan losses | 244,000 | 487,000 | 731,000 | 975,000 |
| Pretax income | 3,616,000 | 7,360,000 | 11,049,000 | 15,151,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,616,000 | 7,360,000 | 11,049,000 | 15,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,636,000 | 72,080,000 | 72,469,000 | 73,371,000 |
| Total capital | 77,200,000 | 78,674,000 | 79,077,000 | 80,155,000 |
| Risk-weighted assets | 524,820,000 | 527,071,000 | 527,984,000 | 542,093,000 |