Call reports 2018
FIRST BANK OF BERNE — 2018
What FIRST BANK OF BERNE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 669,128,000 | 691,576,000 | 680,110,000 | 711,379,000 |
| Total loans | 524,373,000 | 535,280,000 | 541,040,000 | 552,883,000 |
| Allowance for loan losses | 6,025,000 | 6,010,000 | 6,178,000 | 6,674,000 |
| Securities available for sale | 113,484,000 | 111,283,000 | 108,710,000 | 108,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,769,000 | 559,151,000 | 556,617,000 | 589,747,000 |
| Interest-bearing deposits | 496,943,000 | 524,085,000 | 524,007,000 | 542,273,000 |
| Noninterest-bearing deposits | 37,826,000 | 35,066,000 | 32,610,000 | 47,474,000 |
| Equity capital | 63,044,000 | 64,033,000 | 65,037,000 | 66,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,906,000 | 14,017,000 | 21,409,000 | 29,132,000 |
| Interest expense | 782,000 | 1,685,000 | 2,751,000 | 3,944,000 |
| Net interest income | 6,124,000 | 12,332,000 | 18,658,000 | 25,188,000 |
| Noninterest income | 1,283,000 | 2,757,000 | 4,213,000 | 5,687,000 |
| Noninterest expense | 4,139,000 | 8,154,000 | 12,147,000 | 16,038,000 |
| Provision for loan losses | 244,000 | 488,000 | 796,000 | 1,485,000 |
| Pretax income | 3,024,000 | 6,447,000 | 9,879,000 | 13,252,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,024,000 | 6,447,000 | 9,879,000 | 13,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,793,000 | 67,115,000 | 68,647,000 | 68,921,000 |
| Total capital | 71,818,000 | 73,125,000 | 74,825,000 | 75,529,000 |
| Risk-weighted assets | 519,254,000 | 506,431,000 | 522,801,000 | 528,636,000 |