Call reports 2017
FIRST BANK OF BERNE — 2017
What FIRST BANK OF BERNE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 633,111,000 | 656,240,000 | 647,582,000 | 667,675,000 |
| Total loans | 478,020,000 | 486,180,000 | 494,941,000 | 519,672,000 |
| Allowance for loan losses | 5,995,000 | 5,829,000 | 6,033,000 | 5,830,000 |
| Securities available for sale | 126,306,000 | 123,479,000 | 121,984,000 | 118,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 505,489,000 | 530,741,000 | 520,705,000 | 533,124,000 |
| Interest-bearing deposits | 406,646,000 | 495,218,000 | 484,262,000 | 493,673,000 |
| Noninterest-bearing deposits | 98,843,000 | 35,523,000 | 36,443,000 | 39,451,000 |
| Equity capital | 60,040,000 | 61,943,000 | 62,993,000 | 63,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,255,000 | 12,664,000 | 19,229,000 | 25,929,000 |
| Interest expense | 484,000 | 999,000 | 1,577,000 | 2,178,000 |
| Net interest income | 5,771,000 | 11,665,000 | 17,652,000 | 23,751,000 |
| Noninterest income | 1,135,000 | 2,546,000 | 4,045,000 | 5,601,000 |
| Noninterest expense | 3,847,000 | 7,877,000 | 12,037,000 | 16,146,000 |
| Provision for loan losses | 244,000 | 488,000 | 731,000 | 1,105,000 |
| Pretax income | 2,815,000 | 5,855,000 | 8,938,000 | 12,104,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,815,000 | 5,855,000 | 8,938,000 | 12,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,658,000 | 62,704,000 | 63,792,000 | 64,765,000 |
| Total capital | 67,588,000 | 68,533,000 | 69,825,000 | 70,595,000 |
| Risk-weighted assets | 474,332,000 | 490,109,000 | 491,292,000 | 516,919,000 |