Call reports 2016
FIRST BANK OF BERNE — 2016
What FIRST BANK OF BERNE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 603,452,000 | 622,195,000 | 632,300,000 | 666,222,000 |
| Total loans | 459,011,000 | 463,955,000 | 470,240,000 | 471,688,000 |
| Allowance for loan losses | 5,723,000 | 5,829,000 | 5,855,000 | 5,868,000 |
| Securities available for sale | 82,296,000 | 88,857,000 | 105,629,000 | 123,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,990,000 | 491,806,000 | 502,310,000 | 533,185,000 |
| Interest-bearing deposits | 404,524,000 | 430,779,000 | 437,374,000 | 468,249,000 |
| Noninterest-bearing deposits | 61,466,000 | 61,027,000 | 64,936,000 | 64,936,000 |
| Equity capital | 57,781,000 | 60,046,000 | 60,510,000 | 59,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,950,000 | 11,955,000 | 18,031,000 | 24,157,000 |
| Interest expense | 380,000 | 759,000 | 1,187,000 | 1,633,000 |
| Net interest income | 5,570,000 | 11,196,000 | 16,844,000 | 22,524,000 |
| Noninterest income | 1,099,000 | 2,446,000 | 3,770,000 | 5,122,000 |
| Noninterest expense | 3,685,000 | 7,366,000 | 11,321,000 | 15,335,000 |
| Provision for loan losses | 244,000 | 488,000 | 731,000 | 975,000 |
| Pretax income | 2,741,000 | 5,797,000 | 8,572,000 | 11,346,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,741,000 | 5,797,000 | 8,572,000 | 11,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,198,000 | 58,672,000 | 59,557,000 | 60,839,000 |
| Total capital | 62,570,000 | 64,076,000 | 65,127,000 | 66,570,000 |
| Risk-weighted assets | 429,374,000 | 431,868,000 | 445,293,000 | 458,359,000 |