Call reports 2012
FIRST BANK OF BERNE — 2012
What FIRST BANK OF BERNE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 515,383,000 | 518,487,000 | 522,588,000 | 515,043,000 |
| Total loans | 393,591,000 | 401,194,000 | 400,949,000 | 403,529,000 |
| Allowance for loan losses | 4,881,000 | 4,940,000 | 4,930,000 | 5,601,000 |
| Securities available for sale | 72,557,000 | 68,401,000 | 69,835,000 | 67,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,145,000 | 402,090,000 | 409,454,000 | 385,821,000 |
| Interest-bearing deposits | 342,584,000 | 355,985,000 | 357,446,000 | 337,683,000 |
| Noninterest-bearing deposits | 49,561,000 | 46,105,000 | 52,008,000 | 48,138,000 |
| Equity capital | 45,488,000 | 46,915,000 | 48,748,000 | 49,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,476,000 | 11,323,000 | 17,231,000 | 22,982,000 |
| Interest expense | 878,000 | 1,692,000 | 2,429,000 | 3,025,000 |
| Net interest income | 4,598,000 | 9,631,000 | 14,802,000 | 19,957,000 |
| Noninterest income | 1,235,000 | 2,612,000 | 4,065,000 | 5,697,000 |
| Noninterest expense | 2,895,000 | 5,889,000 | 8,891,000 | 11,655,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 2,000,000 |
| Pretax income | 2,788,000 | 6,054,000 | 9,526,000 | 12,131,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,788,000 | 6,054,000 | 9,526,000 | 12,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,474,000 | 44,095,000 | 45,920,000 | 47,229,000 |
| Total capital | 47,200,000 | 48,916,000 | 50,752,000 | 52,126,000 |
| Risk-weighted assets | 377,932,000 | 385,532,000 | 386,457,000 | 391,093,000 |