Call reports 2011
FIRST BANK OF BERNE — 2011
What FIRST BANK OF BERNE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 423,694,000 | 425,534,000 | 420,199,000 | 434,477,000 |
| Total loans | 308,815,000 | 313,774,000 | 314,547,000 | 330,250,000 |
| Allowance for loan losses | 4,880,000 | 5,038,000 | 4,951,000 | 4,776,000 |
| Securities available for sale | 75,660,000 | 79,190,000 | 75,401,000 | 70,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,235,000 | 309,721,000 | 302,246,000 | 319,202,000 |
| Interest-bearing deposits | 282,787,000 | 282,431,000 | 261,885,000 | 271,825,000 |
| Noninterest-bearing deposits | 23,448,000 | 27,290,000 | 40,361,000 | 47,377,000 |
| Equity capital | 41,668,000 | 43,185,000 | 44,290,000 | 45,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,034,000 | 10,139,000 | 15,287,000 | 20,352,000 |
| Interest expense | 1,207,000 | 2,355,000 | 3,424,000 | 4,366,000 |
| Net interest income | 3,827,000 | 7,784,000 | 11,863,000 | 15,986,000 |
| Noninterest income | 1,031,000 | 2,127,000 | 3,249,000 | 4,630,000 |
| Noninterest expense | 2,327,000 | 4,655,000 | 6,930,000 | 9,900,000 |
| Provision for loan losses | 150,000 | 300,000 | 300,000 | 350,000 |
| Pretax income | 2,381,000 | 4,980,000 | 7,906,000 | 10,390,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,381,000 | 4,980,000 | 7,906,000 | 10,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,873,000 | 41,421,000 | 42,223,000 | 43,380,000 |
| Total capital | 44,656,000 | 45,246,000 | 46,081,000 | 47,417,000 |
| Risk-weighted assets | 301,555,000 | 304,825,000 | 307,577,000 | 322,205,000 |