Call reports 2010
FIRST BANK OF BERNE — 2010
What FIRST BANK OF BERNE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 406,507,000 | 415,110,000 | 421,363,000 | 425,770,000 |
| Total loans | 302,901,000 | 306,010,000 | 305,152,000 | 310,426,000 |
| Allowance for loan losses | 4,459,000 | 4,571,000 | 4,679,000 | 4,760,000 |
| Securities available for sale | 57,882,000 | 62,901,000 | 67,967,000 | 73,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,879,000 | 294,538,000 | 299,607,000 | 305,640,000 |
| Interest-bearing deposits | 265,826,000 | 275,741,000 | 274,742,000 | 278,418,000 |
| Noninterest-bearing deposits | 21,053,000 | 18,797,000 | 24,865,000 | 27,222,000 |
| Equity capital | 39,365,000 | 40,375,000 | 41,039,000 | 41,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,292,000 | 10,560,000 | 15,860,000 | 21,081,000 |
| Interest expense | 1,500,000 | 2,954,000 | 4,332,000 | 5,616,000 |
| Net interest income | 3,792,000 | 7,606,000 | 11,528,000 | 15,465,000 |
| Noninterest income | 1,015,000 | 2,092,000 | 3,275,000 | 4,738,000 |
| Noninterest expense | 2,266,000 | 4,617,000 | 6,972,000 | 9,518,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,407,000 | 4,797,000 | 7,397,000 | 10,139,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,407,000 | 4,797,000 | 7,397,000 | 10,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,804,000 | 38,545,000 | 39,250,000 | 40,540,000 |
| Total capital | 41,476,000 | 42,260,000 | 42,963,000 | 44,347,000 |
| Risk-weighted assets | 292,934,000 | 296,336,000 | 296,063,000 | 303,591,000 |