Call reports 2006
FIRST BANK OF BERNE — 2006
What FIRST BANK OF BERNE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 378,691,000 | 386,825,000 | 382,892,000 | 390,770,000 |
| Total loans | 281,165,000 | 283,837,000 | 288,147,000 | 279,438,000 |
| Allowance for loan losses | 2,705,000 | 2,737,000 | 2,709,000 | 2,653,000 |
| Securities available for sale | 68,014,000 | 63,589,000 | 64,891,000 | 64,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,010,000 | 255,651,000 | 251,687,000 | 273,143,000 |
| Interest-bearing deposits | 219,273,000 | 224,367,000 | 220,999,000 | 238,198,000 |
| Noninterest-bearing deposits | 31,737,000 | 31,284,000 | 30,688,000 | 34,945,000 |
| Equity capital | 49,268,000 | 49,041,000 | 49,988,000 | 27,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,129,000 | 10,429,000 | 15,910,000 | 21,431,000 |
| Interest expense | 2,453,000 | 5,105,000 | 7,938,000 | 10,868,000 |
| Net interest income | 2,676,000 | 5,324,000 | 7,972,000 | 10,563,000 |
| Noninterest income | 664,000 | 1,438,000 | 2,189,000 | 2,974,000 |
| Noninterest expense | 1,837,000 | 3,688,000 | 5,634,000 | 7,693,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 70,000 |
| Pretax income | 1,471,000 | 3,012,000 | 4,455,000 | 5,777,000 |
| Income tax | 397,000 | 830,000 | 1,225,000 | 2,507,000 |
| Net income | 1,074,000 | 2,182,000 | 3,230,000 | 3,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,470,000 | 49,676,000 | 50,022,000 | 27,688,000 |
| Total capital | 52,175,000 | 52,413,000 | 52,731,000 | 30,341,000 |
| Risk-weighted assets | 256,868,000 | 261,381,000 | 264,442,000 | 255,694,000 |
Machine access — free, no API key
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