Call reports 2001
FIRST BANK OF BERNE — 2001
What FIRST BANK OF BERNE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 252,619,000 | 271,868,000 | 289,444,000 | 307,192,000 |
| Total loans | 177,521,000 | 189,485,000 | 202,551,000 | 216,730,000 |
| Allowance for loan losses | 2,099,000 | 2,382,000 | 2,379,000 | 2,363,000 |
| Securities available for sale | 56,417,000 | 53,746,000 | 66,546,000 | 69,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,180,000 | 207,722,000 | 213,117,000 | 221,136,000 |
| Interest-bearing deposits | 178,550,000 | 182,455,000 | 190,213,000 | 194,625,000 |
| Noninterest-bearing deposits | 21,630,000 | 25,267,000 | 22,904,000 | 26,511,000 |
| Equity capital | 32,093,000 | 32,957,000 | 34,062,000 | 33,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,488,000 | 9,056,000 | 13,824,000 | 18,770,000 |
| Interest expense | 2,346,000 | 4,671,000 | 7,082,000 | 9,525,000 |
| Net interest income | 2,142,000 | 4,385,000 | 6,742,000 | 9,245,000 |
| Noninterest income | 249,000 | 506,000 | 774,000 | 1,022,000 |
| Noninterest expense | 1,201,000 | 2,430,000 | 3,782,000 | 5,218,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,209,000 | 2,517,000 | 3,827,000 | 5,251,000 |
| Income tax | 390,000 | 846,000 | 1,315,000 | 1,799,000 |
| Net income | 819,000 | 1,671,000 | 2,512,000 | 3,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,259,000 | 32,443,000 | 33,284,000 | 33,225,000 |
| Total capital | 33,256,000 | 34,568,000 | 35,559,000 | 35,588,000 |
| Risk-weighted assets | 159,660,000 | 169,916,000 | 181,915,000 | 189,027,000 |