Call reports 2025
CNB ST. LOUIS BANK — 2025
What CNB ST. LOUIS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 833,446,000 | 839,910,000 | 877,614,000 | 850,207,000 |
| Total loans | 659,083,000 | 669,092,000 | 695,602,000 | 685,918,000 |
| Allowance for loan losses | 11,171,000 | 11,546,000 | 11,754,000 | 12,028,000 |
| Securities available for sale | 121,970,000 | 119,845,000 | 119,071,000 | 116,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 683,133,000 | 722,742,000 | 774,101,000 | 710,924,000 |
| Interest-bearing deposits | 553,353,000 | 592,780,000 | 643,706,000 | 579,925,000 |
| Noninterest-bearing deposits | 129,780,000 | 129,962,000 | 130,395,000 | 130,999,000 |
| Equity capital | 52,906,000 | 54,440,000 | 59,083,000 | 61,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,051,000 | 22,723,000 | 35,167,000 | 47,331,000 |
| Interest expense | 4,924,000 | 10,103,000 | 15,458,000 | 20,540,000 |
| Net interest income | 6,127,000 | 12,620,000 | 19,709,000 | 26,791,000 |
| Noninterest income | 411,000 | 856,000 | 1,305,000 | 1,770,000 |
| Noninterest expense | 4,386,000 | 9,068,000 | 13,452,000 | 17,773,000 |
| Provision for loan losses | 194,000 | 326,000 | 536,000 | 810,000 |
| Pretax income | 1,972,000 | 4,048,000 | 6,977,000 | 9,978,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,972,000 | 4,048,000 | 6,977,000 | 9,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,066,000 | 72,167,000 | 73,818,000 | 75,305,000 |
| Total capital | 80,025,000 | 81,123,000 | 83,141,000 | 84,439,000 |
| Risk-weighted assets | 714,091,000 | 713,391,000 | 742,950,000 | 727,385,000 |