Call reports 2024
CNB ST. LOUIS BANK — 2024
What CNB ST. LOUIS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 766,648,000 | 774,378,000 | 790,181,000 | 811,215,000 |
| Total loans | 584,327,000 | 594,947,000 | 606,942,000 | 636,564,000 |
| Allowance for loan losses | 10,298,000 | 10,721,000 | 10,956,000 | 10,968,000 |
| Securities available for sale | 130,195,000 | 129,873,000 | 132,955,000 | 125,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 610,447,000 | 640,914,000 | 675,201,000 | 679,698,000 |
| Interest-bearing deposits | 468,894,000 | 508,696,000 | 528,175,000 | 540,288,000 |
| Noninterest-bearing deposits | 141,553,000 | 132,218,000 | 147,026,000 | 139,410,000 |
| Equity capital | 45,278,000 | 47,224,000 | 53,349,000 | 50,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,606,000 | 19,882,000 | 30,552,000 | 41,399,000 |
| Interest expense | 4,582,000 | 9,431,000 | 14,411,000 | 19,281,000 |
| Net interest income | 5,024,000 | 10,451,000 | 16,141,000 | 22,118,000 |
| Noninterest income | 370,000 | 740,000 | 1,136,000 | 1,518,000 |
| Noninterest expense | 4,459,000 | 8,730,000 | 12,835,000 | 17,248,000 |
| Provision for loan losses | 120,000 | 541,000 | 767,000 | 805,000 |
| Pretax income | 959,000 | 2,336,000 | 4,167,000 | 6,162,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 959,000 | 2,336,000 | 4,167,000 | 6,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,295,000 | 67,995,000 | 69,250,000 | 69,871,000 |
| Total capital | 75,161,000 | 75,952,000 | 77,468,000 | 78,475,000 |
| Risk-weighted assets | 625,949,000 | 633,149,000 | 654,141,000 | 685,469,000 |