Call reports 2023
CNB ST. LOUIS BANK — 2023
What CNB ST. LOUIS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 750,888,000 | 769,904,000 | 743,504,000 | 765,984,000 |
| Total loans | 593,000,000 | 582,577,000 | 564,337,000 | 582,168,000 |
| Allowance for loan losses | 10,165,000 | 10,016,000 | 9,961,000 | 10,234,000 |
| Securities available for sale | 139,637,000 | 136,820,000 | 130,521,000 | 133,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 597,094,000 | 626,015,000 | 636,308,000 | 644,480,000 |
| Interest-bearing deposits | 455,724,000 | 485,451,000 | 500,190,000 | 501,644,000 |
| Noninterest-bearing deposits | 141,369,000 | 140,564,000 | 136,118,000 | 142,836,000 |
| Equity capital | 43,452,000 | 43,540,000 | 41,393,000 | 46,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,696,000 | 17,704,000 | 27,025,000 | 36,717,000 |
| Interest expense | 3,187,000 | 7,183,000 | 11,284,000 | 15,575,000 |
| Net interest income | 5,509,000 | 10,521,000 | 15,741,000 | 21,142,000 |
| Noninterest income | 346,000 | 758,000 | 1,219,000 | 1,666,000 |
| Noninterest expense | 3,591,000 | 7,432,000 | 11,084,000 | 14,838,000 |
| Provision for loan losses | 664,000 | 513,000 | 458,000 | 729,000 |
| Pretax income | 1,748,000 | 3,481,000 | 5,359,000 | 7,104,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,748,000 | 3,481,000 | 5,359,000 | 7,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,244,000 | 65,576,000 | 66,706,000 | 67,159,000 |
| Total capital | 72,437,000 | 73,763,000 | 74,279,000 | 75,075,000 |
| Risk-weighted assets | 652,653,000 | 652,346,000 | 602,507,000 | 629,911,000 |