Call reports 2022
CNB ST. LOUIS BANK — 2022
What CNB ST. LOUIS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 678,321,000 | 657,553,000 | 696,540,000 | 717,866,000 |
| Total loans | 448,620,000 | 492,157,000 | 536,606,000 | 561,170,000 |
| Allowance for loan losses | 10,221,000 | 10,238,000 | 10,445,000 | 10,500,000 |
| Securities available for sale | 164,127,000 | 148,368,000 | 143,715,000 | 140,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,261,000 | 547,717,000 | 570,523,000 | 584,062,000 |
| Interest-bearing deposits | 413,485,000 | 387,601,000 | 412,801,000 | 436,395,000 |
| Noninterest-bearing deposits | 178,777,000 | 160,116,000 | 157,722,000 | 147,667,000 |
| Equity capital | 55,432,000 | 45,994,000 | 40,178,000 | 42,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,463,000 | 11,395,000 | 18,106,000 | 26,055,000 |
| Interest expense | 318,000 | 682,000 | 1,613,000 | 3,524,000 |
| Net interest income | 5,145,000 | 10,713,000 | 16,493,000 | 22,531,000 |
| Noninterest income | 618,000 | 1,146,000 | 1,572,000 | 1,930,000 |
| Noninterest expense | 3,397,000 | 6,843,000 | 10,298,000 | 13,723,000 |
| Provision for loan losses | 120,000 | 136,000 | 323,000 | 400,000 |
| Pretax income | 2,246,000 | 4,880,000 | 7,444,000 | 10,338,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,246,000 | 4,880,000 | 7,444,000 | 10,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,195,000 | 65,273,000 | 61,261,000 | 63,954,000 |