Call reports 2021
CNB ST. LOUIS BANK — 2021
What CNB ST. LOUIS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 626,693,000 | 650,843,000 | 641,436,000 | 659,014,000 |
| Total loans | 483,319,000 | 465,162,000 | 448,323,000 | 452,234,000 |
| Allowance for loan losses | 8,785,000 | 9,115,000 | 9,663,000 | 10,099,000 |
| Securities available for sale | 97,537,000 | 102,501,000 | 140,018,000 | 159,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,466,000 | 563,488,000 | 550,036,000 | 569,049,000 |
| Interest-bearing deposits | 369,233,000 | 360,537,000 | 363,069,000 | 393,678,000 |
| Noninterest-bearing deposits | 170,233,000 | 202,952,000 | 186,967,000 | 175,371,000 |
| Equity capital | 61,440,000 | 62,785,000 | 65,134,000 | 63,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,695,000 | 11,431,000 | 18,157,000 | 24,094,000 |
| Interest expense | 451,000 | 815,000 | 1,147,000 | 1,468,000 |
| Net interest income | 5,244,000 | 10,616,000 | 17,010,000 | 22,626,000 |
| Noninterest income | 1,108,000 | 2,093,000 | 2,962,000 | 3,807,000 |
| Noninterest expense | 3,280,000 | 6,547,000 | 10,132,000 | 13,378,000 |
| Provision for loan losses | 344,000 | 689,000 | 1,036,000 | 1,400,000 |
| Pretax income | 2,731,000 | 5,493,000 | 8,827,000 | 11,669,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,731,000 | 5,493,000 | 8,827,000 | 11,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,418,000 | 61,168,000 | 63,298,000 | 63,240,000 |
| Total capital | 66,168,000 | 67,278,000 | — | — |
| Risk-weighted assets | 456,792,000 | 485,599,000 | — | — |