Call reports 2020
CNB ST. LOUIS BANK — 2020
What CNB ST. LOUIS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 519,537,000 | 577,692,000 | 586,052,000 | 607,654,000 |
| Total loans | 407,939,000 | 459,769,000 | 462,032,000 | 469,118,000 |
| Allowance for loan losses | 6,336,000 | 6,971,000 | 7,621,000 | 8,423,000 |
| Securities available for sale | 84,195,000 | 82,771,000 | 84,858,000 | 95,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,082,000 | 487,146,000 | 497,686,000 | 519,980,000 |
| Interest-bearing deposits | 330,817,000 | 354,858,000 | 359,175,000 | 372,457,000 |
| Noninterest-bearing deposits | 95,265,000 | 132,288,000 | 138,511,000 | 147,522,000 |
| Equity capital | 55,941,000 | 59,804,000 | 61,655,000 | 61,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,433,000 | 11,217,000 | 16,914,000 | 22,167,000 |
| Interest expense | 1,162,000 | 1,881,000 | 2,460,000 | 3,003,000 |
| Net interest income | 4,271,000 | 9,336,000 | 14,454,000 | 19,164,000 |
| Noninterest income | 536,000 | 1,553,000 | 2,558,000 | 3,898,000 |
| Noninterest expense | 3,069,000 | 6,309,000 | 9,254,000 | 12,295,000 |
| Provision for loan losses | 180,000 | 782,000 | 1,431,000 | 2,116,000 |
| Pretax income | 1,558,000 | 3,901,000 | 6,432,000 | 8,757,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,558,000 | 3,901,000 | 6,432,000 | 8,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,904,000 | 57,581,000 | 59,256,000 | 58,874,000 |
| Total capital | 61,655,000 | 63,827,000 | 65,536,000 | 65,150,000 |
| Risk-weighted assets | 459,315,000 | 498,730,000 | 500,885,000 | 499,729,000 |