Call reports 2019
CNB ST. LOUIS BANK — 2019
What CNB ST. LOUIS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 510,371,000 | 507,265,000 | 505,309,000 | 510,032,000 |
| Total loans | 396,388,000 | 394,570,000 | 395,768,000 | 406,159,000 |
| Allowance for loan losses | 7,250,000 | 5,635,000 | 6,039,000 | 6,155,000 |
| Securities available for sale | 90,654,000 | 86,986,000 | 84,414,000 | 81,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,210,000 | 414,151,000 | 412,480,000 | 422,020,000 |
| Interest-bearing deposits | 352,932,000 | 323,072,000 | 322,425,000 | 331,082,000 |
| Noninterest-bearing deposits | 70,278,000 | 91,080,000 | 90,055,000 | 90,937,000 |
| Equity capital | 54,232,000 | 53,201,000 | 54,160,000 | 55,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,378,000 | 10,864,000 | 16,391,000 | 21,889,000 |
| Interest expense | 1,279,000 | 2,563,000 | 3,790,000 | 5,024,000 |
| Net interest income | 4,099,000 | 8,301,000 | 12,601,000 | 16,865,000 |
| Noninterest income | 409,000 | 988,000 | 1,672,000 | 2,204,000 |
| Noninterest expense | 2,898,000 | 5,846,000 | 8,811,000 | 11,539,000 |
| Provision for loan losses | 218,000 | 3,448,000 | 3,849,000 | 4,058,000 |
| Pretax income | 1,392,000 | -6,000 | 1,648,000 | 3,508,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,392,000 | -6,000 | 1,648,000 | 3,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,814,000 | 53,195,000 | 53,832,000 | 55,236,000 |
| Total capital | 61,115,000 | 58,428,000 | 59,228,000 | 60,784,000 |
| Risk-weighted assets | 421,990,000 | 418,099,000 | 430,893,000 | 443,071,000 |