Call reports 2018
CNB ST. LOUIS BANK — 2018
What CNB ST. LOUIS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 464,823,000 | 473,791,000 | 481,918,000 | 504,819,000 |
| Total loans | 349,314,000 | 358,670,000 | 367,522,000 | 390,696,000 |
| Allowance for loan losses | 6,623,000 | 6,810,000 | 6,894,000 | 7,076,000 |
| Securities available for sale | 95,507,000 | 94,706,000 | 94,584,000 | 92,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,935,000 | 378,547,000 | 372,556,000 | 418,529,000 |
| Interest-bearing deposits | 327,718,000 | 326,082,000 | 307,830,000 | 364,866,000 |
| Noninterest-bearing deposits | 51,217,000 | 52,465,000 | 64,725,000 | 53,663,000 |
| Equity capital | 50,683,000 | 51,079,000 | 50,665,000 | 53,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,463,000 | 9,037,000 | 13,867,000 | 19,804,000 |
| Interest expense | 617,000 | 1,275,000 | 2,140,000 | 3,272,000 |
| Net interest income | 3,846,000 | 7,762,000 | 11,727,000 | 16,532,000 |
| Noninterest income | 468,000 | 870,000 | 1,300,000 | 1,651,000 |
| Noninterest expense | 2,891,000 | 5,784,000 | 8,528,000 | 11,437,000 |
| Provision for loan losses | 187,000 | 381,000 | 534,000 | 716,000 |
| Pretax income | 1,236,000 | 2,476,000 | 3,974,000 | 6,039,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,236,000 | 2,476,000 | 3,974,000 | 6,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,966,000 | 54,651,000 | 54,811,000 | 55,541,000 |
| Total capital | 58,823,000 | 59,444,000 | 59,720,000 | 60,766,000 |
| Risk-weighted assets | 386,690,000 | 381,262,000 | 390,555,000 | 416,019,000 |