Call reports 2017
CNB ST. LOUIS BANK — 2017
What CNB ST. LOUIS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 455,554,000 | 459,373,000 | 467,435,000 | 475,612,000 |
| Total loans | 329,495,000 | 336,427,000 | 345,713,000 | 354,633,000 |
| Allowance for loan losses | 6,345,000 | 6,527,000 | 6,644,000 | 6,468,000 |
| Securities available for sale | 104,855,000 | 100,696,000 | 99,451,000 | 99,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,700,000 | 378,130,000 | 373,243,000 | 363,618,000 |
| Interest-bearing deposits | 328,483,000 | 326,480,000 | 289,348,000 | 316,238,000 |
| Noninterest-bearing deposits | 48,217,000 | 51,650,000 | 83,895,000 | 47,380,000 |
| Equity capital | 50,509,000 | 52,354,000 | 52,710,000 | 52,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,064,000 | 8,275,000 | 12,520,000 | 16,853,000 |
| Interest expense | 423,000 | 842,000 | 1,290,000 | 1,794,000 |
| Net interest income | 3,641,000 | 7,433,000 | 11,230,000 | 15,059,000 |
| Noninterest income | 370,000 | 818,000 | 1,259,000 | 1,674,000 |
| Noninterest expense | 2,945,000 | 5,756,000 | 8,602,000 | 11,300,000 |
| Provision for loan losses | 162,000 | 319,000 | 438,000 | 528,000 |
| Pretax income | 904,000 | 2,200,000 | 3,473,000 | 4,932,000 |
| Income tax | 0 | 0 | -5,000 | -5,000 |
| Net income | 904,000 | 2,200,000 | 3,478,000 | 4,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,522,000 | 53,073,000 | 53,576,000 | 53,648,000 |
| Total capital | 57,184,000 | 57,798,000 | 58,410,000 | 58,588,000 |
| Risk-weighted assets | 371,146,000 | 376,094,000 | 384,767,000 | 393,529,000 |