Call reports 2016
CNB ST. LOUIS BANK — 2016
What CNB ST. LOUIS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 433,520,000 | 438,712,000 | 439,792,000 | 466,578,000 |
| Total loans | 314,720,000 | 319,811,000 | 311,173,000 | 333,060,000 |
| Allowance for loan losses | 6,678,000 | 6,234,000 | 6,305,000 | 6,154,000 |
| Securities available for sale | 87,553,000 | 92,116,000 | 102,181,000 | 107,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,520,000 | 371,219,000 | 369,376,000 | 382,770,000 |
| Interest-bearing deposits | 317,482,000 | 321,592,000 | 320,684,000 | 336,458,000 |
| Noninterest-bearing deposits | 50,038,000 | 49,627,000 | 48,692,000 | 46,312,000 |
| Equity capital | 51,426,000 | 53,180,000 | 53,749,000 | 50,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,923,000 | 7,929,000 | 11,836,000 | 15,818,000 |
| Interest expense | 394,000 | 782,000 | 1,167,000 | 1,553,000 |
| Net interest income | 3,529,000 | 7,147,000 | 10,669,000 | 14,265,000 |
| Noninterest income | 537,000 | 1,049,000 | 1,581,000 | 2,190,000 |
| Noninterest expense | 4,163,000 | 7,573,000 | 10,485,000 | 13,421,000 |
| Provision for loan losses | 67,000 | -369,000 | -302,000 | -217,000 |
| Pretax income | -130,000 | 1,026,000 | 2,553,000 | 3,737,000 |
| Income tax | 2,932,000 | 2,932,000 | 2,932,000 | 2,816,000 |
| Net income | -3,062,000 | -1,906,000 | -379,000 | 921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,849,000 | 51,821,000 | 53,166,000 | 52,281,000 |
| Total capital | 55,386,000 | 56,380,000 | 57,621,000 | 56,991,000 |
| Risk-weighted assets | 360,698,000 | 362,943,000 | 354,402,000 | 375,243,000 |