Call reports 2013
CNB ST. LOUIS BANK — 2013
What CNB ST. LOUIS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 441,738,000 | 437,650,000 | 437,391,000 | 437,397,000 |
| Total loans | 309,910,000 | 313,336,000 | 309,851,000 | 306,297,000 |
| Allowance for loan losses | 6,742,000 | 6,779,000 | 6,866,000 | 6,908,000 |
| Securities available for sale | 91,095,000 | 92,849,000 | 99,424,000 | 102,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,610,000 | 369,688,000 | 371,021,000 | 373,450,000 |
| Interest-bearing deposits | 337,196,000 | 337,694,000 | 336,890,000 | 337,200,000 |
| Noninterest-bearing deposits | 34,414,000 | 31,994,000 | 34,131,000 | 36,250,000 |
| Equity capital | 56,246,000 | 54,478,000 | 55,416,000 | 53,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,719,000 | 9,132,000 | 13,591,000 | 17,418,000 |
| Interest expense | 565,000 | 1,126,000 | 1,646,000 | 2,147,000 |
| Net interest income | 4,154,000 | 8,006,000 | 11,945,000 | 15,271,000 |
| Noninterest income | 553,000 | 1,139,000 | 1,628,000 | 2,065,000 |
| Noninterest expense | 2,643,000 | 5,246,000 | 7,875,000 | 10,368,000 |
| Provision for loan losses | 224,000 | 438,000 | 663,000 | 846,000 |
| Pretax income | 1,840,000 | 3,461,000 | 5,035,000 | 6,122,000 |
| Income tax | 581,000 | 1,097,000 | 1,556,000 | 1,867,000 |
| Net income | 1,259,000 | 2,364,000 | 3,479,000 | 4,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,379,000 | 55,585,000 | 56,229,000 | 54,563,000 |
| Total capital | 59,900,000 | 60,154,000 | 61,012,000 | 59,186,000 |
| Risk-weighted assets | 387,849,000 | 394,847,000 | 380,467,000 | 367,464,000 |