Call reports 2012
CNB ST. LOUIS BANK — 2012
What CNB ST. LOUIS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 457,203,000 | 451,108,000 | 449,696,000 | 450,913,000 |
| Total loans | 333,029,000 | 318,120,000 | 320,105,000 | 317,452,000 |
| Allowance for loan losses | 6,743,000 | 6,925,000 | 7,271,000 | 6,794,000 |
| Securities available for sale | 77,988,000 | 84,855,000 | 86,115,000 | 88,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,891,000 | 376,123,000 | 370,425,000 | 373,785,000 |
| Interest-bearing deposits | 347,880,000 | 343,957,000 | 337,011,000 | 339,237,000 |
| Noninterest-bearing deposits | 32,011,000 | 32,166,000 | 33,414,000 | 34,548,000 |
| Equity capital | 53,939,000 | 54,665,000 | 55,616,000 | 55,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,053,000 | 9,974,000 | 14,880,000 | 19,608,000 |
| Interest expense | 858,000 | 1,630,000 | 2,357,000 | 2,966,000 |
| Net interest income | 4,195,000 | 8,344,000 | 12,523,000 | 16,642,000 |
| Noninterest income | 202,000 | 367,000 | 562,000 | 813,000 |
| Noninterest expense | 2,336,000 | 4,794,000 | 7,350,000 | 9,859,000 |
| Provision for loan losses | 377,000 | 638,000 | 634,000 | 622,000 |
| Pretax income | 1,684,000 | 3,279,000 | 5,101,000 | 6,974,000 |
| Income tax | 529,000 | 1,026,000 | 1,612,000 | 2,228,000 |
| Net income | 1,155,000 | 2,253,000 | 3,489,000 | 4,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,703,000 | 53,369,000 | 54,173,000 | 54,564,000 |
| Total capital | 57,573,000 | 58,087,000 | 58,826,000 | 59,201,000 |
| Risk-weighted assets | 409,679,000 | 396,903,000 | 394,156,000 | 394,411,000 |