Call reports 2011
CNB ST. LOUIS BANK — 2011
What CNB ST. LOUIS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 486,101,000 | 477,005,000 | 466,028,000 | 455,035,000 |
| Total loans | 359,666,000 | 355,092,000 | 347,497,000 | 335,570,000 |
| Allowance for loan losses | 7,153,000 | 7,193,000 | 7,314,000 | 7,004,000 |
| Securities available for sale | 85,430,000 | 84,027,000 | 80,999,000 | 79,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,698,000 | 396,348,000 | 386,016,000 | 377,034,000 |
| Interest-bearing deposits | 370,287,000 | 366,806,000 | 355,768,000 | 346,635,000 |
| Noninterest-bearing deposits | 27,411,000 | 29,542,000 | 30,247,000 | 30,399,000 |
| Equity capital | 50,525,000 | 51,722,000 | 52,665,000 | 53,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,530,000 | 10,998,000 | 16,407,000 | 21,608,000 |
| Interest expense | 1,283,000 | 2,358,000 | 3,352,000 | 4,290,000 |
| Net interest income | 4,247,000 | 8,640,000 | 13,055,000 | 17,318,000 |
| Noninterest income | 358,000 | 504,000 | 640,000 | 905,000 |
| Noninterest expense | 2,700,000 | 5,172,000 | 7,699,000 | 10,089,000 |
| Provision for loan losses | 474,000 | 1,073,000 | 1,569,000 | 1,972,000 |
| Pretax income | 1,431,000 | 2,899,000 | 4,427,000 | 6,162,000 |
| Income tax | 455,000 | 929,000 | 1,380,000 | 1,897,000 |
| Net income | 976,000 | 1,970,000 | 3,047,000 | 4,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,816,000 | 50,463,000 | 51,194,000 | 51,981,000 |
| Total capital | 55,040,000 | 55,614,000 | 56,242,000 | 56,916,000 |
| Risk-weighted assets | 436,553,000 | 436,049,000 | 423,423,000 | 415,721,000 |