Call reports 2010
CNB ST. LOUIS BANK — 2010
What CNB ST. LOUIS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 464,517,000 | 473,568,000 | 483,392,000 | 483,612,000 |
| Total loans | 363,186,000 | 368,453,000 | 377,946,000 | 372,277,000 |
| Allowance for loan losses | 7,216,000 | 7,283,000 | 7,340,000 | 7,091,000 |
| Securities available for sale | 74,285,000 | 76,218,000 | 79,571,000 | 81,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,645,000 | 394,117,000 | 385,082,000 | 400,261,000 |
| Interest-bearing deposits | 361,341,000 | 365,533,000 | 358,798,000 | 371,127,000 |
| Noninterest-bearing deposits | 25,304,000 | 28,584,000 | 26,284,000 | 29,134,000 |
| Equity capital | 47,707,000 | 48,830,000 | 50,119,000 | 49,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,797,000 | 11,596,000 | 17,686,000 | 23,602,000 |
| Interest expense | 1,684,000 | 3,240,000 | 4,731,000 | 6,108,000 |
| Net interest income | 4,113,000 | 8,356,000 | 12,955,000 | 17,494,000 |
| Noninterest income | 305,000 | 714,000 | 1,078,000 | 1,672,000 |
| Noninterest expense | 2,493,000 | 4,976,000 | 7,592,000 | 10,107,000 |
| Provision for loan losses | 316,000 | 729,000 | 1,105,000 | 2,333,000 |
| Pretax income | 1,609,000 | 3,365,000 | 5,336,000 | 6,726,000 |
| Income tax | 533,000 | 1,101,000 | 1,752,000 | 2,184,000 |
| Net income | 1,076,000 | 2,264,000 | 3,584,000 | 4,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,750,000 | 47,601,000 | 48,575,000 | 49,186,000 |
| Total capital | 52,000,000 | 52,943,000 | 53,885,000 | 54,505,000 |
| Risk-weighted assets | 417,936,000 | 425,323,000 | 450,691,000 | 437,796,000 |