Call reports 2009
CNB ST. LOUIS BANK — 2009
What CNB ST. LOUIS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 482,884,000 | 479,551,000 | 480,274,000 | 479,366,000 |
| Total loans | 379,862,000 | 377,031,000 | 366,934,000 | 370,366,000 |
| Allowance for loan losses | 7,370,000 | 7,295,000 | 7,137,000 | 7,104,000 |
| Securities available for sale | 67,862,000 | 73,259,000 | 74,349,000 | 77,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,055,000 | 383,035,000 | 379,449,000 | 382,886,000 |
| Interest-bearing deposits | 365,394,000 | 358,224,000 | 352,064,000 | 353,667,000 |
| Noninterest-bearing deposits | 20,661,000 | 24,811,000 | 27,385,000 | 29,219,000 |
| Equity capital | 45,508,000 | 45,681,000 | 46,885,000 | 46,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,171,000 | 12,225,000 | 18,214,000 | 24,509,000 |
| Interest expense | 2,585,000 | 4,922,000 | 7,145,000 | 9,121,000 |
| Net interest income | 3,586,000 | 7,303,000 | 11,069,000 | 15,388,000 |
| Noninterest income | 790,000 | 1,178,000 | 1,607,000 | 2,031,000 |
| Noninterest expense | 2,396,000 | 4,958,000 | 7,480,000 | 10,231,000 |
| Provision for loan losses | 310,000 | 611,000 | 911,000 | 1,463,000 |
| Pretax income | 1,670,000 | 2,912,000 | 4,285,000 | 5,725,000 |
| Income tax | 388,000 | 766,000 | 1,176,000 | 1,616,000 |
| Net income | 1,282,000 | 2,146,000 | 3,109,000 | 4,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,570,000 | 45,003,000 | 45,535,000 | 46,105,000 |
| Total capital | 49,835,000 | 50,185,000 | 50,775,000 | 51,418,000 |
| Risk-weighted assets | 419,060,000 | 416,388,000 | 417,295,000 | 423,216,000 |