Call reports 2002
CNB ST. LOUIS BANK — 2002
What CNB ST. LOUIS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 315,298,000 | 308,535,000 | 316,967,000 | 315,905,000 |
| Total loans | 238,580,000 | 236,492,000 | 248,339,000 | 246,495,000 |
| Allowance for loan losses | 4,950,000 | 5,256,000 | 5,325,000 | 4,554,000 |
| Securities available for sale | 43,256,000 | 43,341,000 | 44,946,000 | 39,067,000 |
| Securities held to maturity | 8,492,000 | 8,012,000 | 8,466,000 | 8,061,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,146,000 | 274,678,000 | 272,460,000 | 278,718,000 |
| Interest-bearing deposits | 269,146,000 | 266,093,000 | 255,259,000 | 260,777,000 |
| Noninterest-bearing deposits | 13,000,000 | 8,585,000 | 17,201,000 | 17,941,000 |
| Equity capital | 26,399,000 | 27,189,000 | 28,009,000 | 28,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,824,000 | 9,752,000 | 14,336,000 | 18,836,000 |
| Interest expense | 1,761,000 | 3,327,000 | 4,690,000 | 5,925,000 |
| Net interest income | 3,063,000 | 6,425,000 | 9,646,000 | 12,911,000 |
| Noninterest income | 446,000 | 855,000 | 1,318,000 | 1,961,000 |
| Noninterest expense | 1,709,000 | 3,917,000 | 6,020,000 | 8,107,000 |
| Provision for loan losses | 701,000 | 1,042,000 | 1,208,000 | 1,975,000 |
| Pretax income | 1,099,000 | 2,507,000 | 3,920,000 | 4,974,000 |
| Income tax | 317,000 | 774,000 | 1,153,000 | 1,410,000 |
| Net income | 782,000 | 1,733,000 | 2,767,000 | 3,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,975,000 | 26,587,000 | 27,280,000 | 27,738,000 |
| Total capital | 29,195,000 | 29,892,000 | 30,633,000 | 31,090,000 |
| Risk-weighted assets | 255,884,000 | 262,431,000 | 266,157,000 | 266,883,000 |