Call reports 2001
CNB ST. LOUIS BANK — 2001
What CNB ST. LOUIS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 307,314,000 | 302,814,000 | 312,102,000 | 328,095,000 |
| Total loans | 231,487,000 | 239,679,000 | 243,038,000 | 249,102,000 |
| Allowance for loan losses | 4,395,000 | 4,478,000 | 4,539,000 | 4,379,000 |
| Securities available for sale | 36,243,000 | 37,907,000 | 41,961,000 | 42,822,000 |
| Securities held to maturity | 8,589,000 | 8,775,000 | 8,819,000 | 8,780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,691,000 | 271,810,000 | 278,353,000 | 295,726,000 |
| Interest-bearing deposits | 225,070,000 | 226,004,000 | 234,631,000 | 286,477,000 |
| Noninterest-bearing deposits | 43,621,000 | 45,806,000 | 43,722,000 | 9,249,000 |
| Equity capital | 24,369,000 | 24,885,000 | 25,825,000 | 26,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,702,000 | 11,236,000 | 16,671,000 | 21,808,000 |
| Interest expense | 2,767,000 | 5,297,000 | 7,618,000 | 9,644,000 |
| Net interest income | 2,935,000 | 5,939,000 | 9,053,000 | 12,164,000 |
| Noninterest income | 289,000 | 677,000 | 1,021,000 | 1,429,000 |
| Noninterest expense | 1,909,000 | 3,925,000 | 6,040,000 | 8,233,000 |
| Provision for loan losses | 206,000 | 350,000 | 515,000 | 571,000 |
| Pretax income | 1,109,000 | 2,341,000 | 3,519,000 | 4,789,000 |
| Income tax | 341,000 | 734,000 | 1,056,000 | 1,381,000 |
| Net income | 768,000 | 1,607,000 | 2,463,000 | 3,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,914,000 | 24,412,000 | 24,928,000 | 25,534,000 |
| Total capital | 27,137,000 | 27,708,000 | 28,311,000 | 28,898,000 |
| Risk-weighted assets | 256,660,000 | 262,385,000 | 269,269,000 | 267,754,000 |