Call reports 2007
FARMINGTON BANK — 2007
What FARMINGTON BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 903,293,000 | 917,054,000 | 910,358,000 | 949,960,000 |
| Total loans | 612,697,000 | 619,292,000 | 638,568,000 | 678,998,000 |
| Allowance for loan losses | 8,452,000 | 8,377,000 | 8,402,000 | 8,097,000 |
| Securities available for sale | 205,603,000 | 204,439,000 | 204,254,000 | 192,071,000 |
| Securities held to maturity | 117,000 | 91,000 | 84,000 | 73,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 785,927,000 | 781,529,000 | 766,804,000 | 812,602,000 |
| Interest-bearing deposits | 753,741,000 | 748,219,000 | 737,521,000 | 780,858,000 |
| Noninterest-bearing deposits | 32,186,000 | 33,310,000 | 29,283,000 | 31,744,000 |
| Equity capital | 83,814,000 | 83,992,000 | 86,556,000 | 89,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 12,698,000 | 25,660,000 | 38,901,000 | 52,472,000 |
| Interest expense | 5,558,000 | 11,258,000 | 17,142,000 | 23,315,000 |
| Net interest income | 7,140,000 | 14,402,000 | 21,759,000 | 29,157,000 |
| Noninterest income | 821,000 | 1,887,000 | 3,188,000 | 3,894,000 |
| Noninterest expense | 6,022,000 | 12,341,000 | 19,100,000 | 25,382,000 |
| Provision for loan losses | -14,000 | -31,000 | -40,000 | -754,000 |
| Pretax income | 1,953,000 | 3,979,000 | 4,989,000 | 7,389,000 |
| Income tax | 664,000 | 1,353,000 | 1,696,000 | 2,249,000 |
| Net income | 1,289,000 | 2,626,000 | 3,293,000 | 5,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,012,000 | 87,349,000 | 87,708,000 | 89,022,000 |
| Total capital | 93,629,000 | 94,961,000 | 95,535,000 | 97,342,000 |
| Risk-weighted assets | 604,149,000 | 606,192,000 | 625,355,000 | 672,575,000 |