Call reports 2006
FARMINGTON BANK — 2006
What FARMINGTON BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 863,901,000 | 867,921,000 | 881,300,000 | 902,376,000 |
| Total loans | 550,367,000 | 572,502,000 | 582,325,000 | 608,657,000 |
| Allowance for loan losses | 8,438,000 | 8,665,000 | 8,781,000 | 8,317,000 |
| Securities available for sale | 240,272,000 | 225,821,000 | 231,036,000 | 190,026,000 |
| Securities held to maturity | 187,000 | 178,000 | 153,000 | 117,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 735,449,000 | 742,400,000 | 749,100,000 | 774,971,000 |
| Interest-bearing deposits | 703,210,000 | 709,334,000 | 719,237,000 | 734,758,000 |
| Noninterest-bearing deposits | 32,239,000 | 33,066,000 | 29,863,000 | 40,213,000 |
| Equity capital | 73,389,000 | 73,894,000 | 78,715,000 | 82,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 11,552,000 | 23,259,000 | 35,266,000 | 47,707,000 |
| Interest expense | 3,991,000 | 8,103,000 | 12,757,000 | 18,138,000 |
| Net interest income | 7,561,000 | 15,156,000 | 22,509,000 | 29,569,000 |
| Noninterest income | 585,000 | 1,352,000 | 2,223,000 | 3,054,000 |
| Noninterest expense | 5,478,000 | 11,067,000 | 16,830,000 | 22,398,000 |
| Provision for loan losses | -6,000 | -8,000 | 4,000 | -510,000 |
| Pretax income | 2,674,000 | 5,449,000 | 7,898,000 | 9,831,000 |
| Income tax | 909,000 | 1,853,000 | 2,685,000 | 2,900,000 |
| Net income | 1,765,000 | 3,596,000 | 5,213,000 | 6,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,376,000 | 81,145,000 | 82,843,000 | 84,724,000 |
| Total capital | 86,265,000 | 88,221,000 | 90,094,000 | 92,283,000 |
| Risk-weighted assets | 549,444,000 | 564,322,000 | 571,194,000 | 599,253,000 |