Call reports 2005
FARMINGTON BANK — 2005
What FARMINGTON BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 781,600,000 | 816,055,000 | 821,638,000 | 860,409,000 |
| Total loans | 428,697,000 | 476,687,000 | 495,491,000 | 536,890,000 |
| Allowance for loan losses | 9,168,000 | 9,545,000 | 9,043,000 | 8,293,000 |
| Securities available for sale | 253,441,000 | 264,994,000 | 260,919,000 | 253,784,000 |
| Securities held to maturity | 3,371,000 | 2,270,000 | 202,000 | 188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 659,589,000 | 690,003,000 | 688,547,000 | 725,192,000 |
| Interest-bearing deposits | 627,911,000 | 654,944,000 | 595,712,000 | 692,391,000 |
| Noninterest-bearing deposits | 31,678,000 | 35,059,000 | 92,835,000 | 32,801,000 |
| Equity capital | 68,555,000 | 72,316,000 | 72,745,000 | 73,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 9,510,000 | 19,798,000 | 30,479,000 | 41,733,000 |
| Interest expense | 2,227,000 | 4,867,000 | 7,893,000 | 11,481,000 |
| Net interest income | 7,283,000 | 14,931,000 | 22,586,000 | 30,252,000 |
| Noninterest income | 618,000 | 1,155,000 | 1,912,000 | 2,989,000 |
| Noninterest expense | 5,071,000 | 10,165,000 | 15,706,000 | 21,664,000 |
| Provision for loan losses | 291,000 | 463,000 | 482,000 | 456,000 |
| Pretax income | 2,539,000 | 5,455,000 | 8,307,000 | 11,255,000 |
| Income tax | 863,000 | 1,855,000 | 2,846,000 | 3,869,000 |
| Net income | 1,676,000 | 3,600,000 | 5,461,000 | 7,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,885,000 | 72,915,000 | 75,670,000 | 77,622,000 |
| Total capital | 78,207,000 | 79,584,000 | 82,339,000 | 84,464,000 |
| Risk-weighted assets | 495,929,000 | 516,242,000 | 518,126,000 | 545,723,000 |