Call reports 2004
FARMINGTON BANK — 2004
What FARMINGTON BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 720,360,000 | 749,830,000 | 736,982,000 | 752,157,000 |
| Total loans | 388,828,000 | 396,044,000 | 408,406,000 | 416,522,000 |
| Allowance for loan losses | 7,202,000 | 8,321,000 | 8,628,000 | 8,876,000 |
| Securities available for sale | 221,339,000 | 259,786,000 | 255,309,000 | 260,355,000 |
| Securities held to maturity | 5,636,000 | 3,491,000 | 3,411,000 | 3,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 599,224,000 | 626,449,000 | 612,260,000 | 621,281,000 |
| Interest-bearing deposits | 569,741,000 | 588,718,000 | 583,794,000 | 594,467,000 |
| Noninterest-bearing deposits | 29,483,000 | 37,731,000 | 28,466,000 | 26,814,000 |
| Equity capital | 65,666,000 | 63,664,000 | 67,987,000 | 69,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 7,893,000 | 16,351,000 | 25,140,000 | 34,189,000 |
| Interest expense | 1,680,000 | 3,638,000 | 5,622,000 | 7,681,000 |
| Net interest income | 6,213,000 | 12,713,000 | 19,518,000 | 26,508,000 |
| Noninterest income | 746,000 | 1,609,000 | 2,470,000 | 3,438,000 |
| Noninterest expense | 4,480,000 | 9,144,000 | 13,984,000 | 19,299,000 |
| Provision for loan losses | 609,000 | 829,000 | 1,361,000 | 1,572,000 |
| Pretax income | 2,229,000 | 4,708,000 | 7,011,000 | 9,477,000 |
| Income tax | 758,000 | 1,604,000 | 2,389,000 | 2,893,000 |
| Net income | 1,471,000 | 3,104,000 | 4,622,000 | 6,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,993,000 | 65,544,000 | 67,118,000 | 69,315,000 |
| Total capital | 63,691,000 | 71,358,000 | 73,105,000 | 75,516,000 |
| Risk-weighted assets | 450,109,000 | 462,504,000 | 468,689,000 | 481,012,000 |