Call reports 2005
BANK OF AMERICA, NATIONAL ASSOCIATION (USA) — 2005
What BANK OF AMERICA, NATIONAL ASSOCIATION (USA) reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 54,343,534,000 | 57,434,594,000 | 59,745,010,000 | 62,982,777,000 |
| Total loans | 53,860,411,000 | 57,130,400,000 | 59,708,748,000 | 62,375,259,000 |
| Allowance for loan losses | 2,783,294,000 | 3,109,510,000 | 3,319,850,000 | 3,423,612,000 |
| Securities available for sale | 17,839,000 | 17,873,000 | 16,098,000 | 14,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,522,000 | 87,552,000 | 80,199,000 | 72,379,000 |
| Interest-bearing deposits | 24,111,000 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 16,411,000 | 87,552,000 | 80,199,000 | 72,379,000 |
| Equity capital | 7,783,792,000 | 6,851,942,000 | 6,761,666,000 | 6,636,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,642,985,000 | 3,439,173,000 | 5,436,161,000 | 7,545,015,000 |
| Interest expense | 261,729,000 | 635,498,000 | 1,070,137,000 | 1,560,069,000 |
| Net interest income | 1,381,256,000 | 2,803,675,000 | 4,366,024,000 | 5,984,946,000 |
| Noninterest income | 524,448,000 | 1,071,039,000 | 1,667,417,000 | 2,231,488,000 |
| Noninterest expense | 388,690,000 | 936,853,000 | 1,428,863,000 | 1,903,250,000 |
| Provision for loan losses | 791,376,000 | 1,914,320,000 | 2,923,149,000 | 4,434,356,000 |
| Pretax income | 725,638,000 | 1,023,541,000 | 1,681,429,000 | 1,878,828,000 |
| Income tax | 289,188,000 | 368,968,000 | 617,085,000 | 689,530,000 |
| Net income | 436,450,000 | 654,573,000 | 1,064,344,000 | 1,189,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,719,105,000 | 5,780,994,000 | 5,692,300,000 | 5,566,958,000 |
| Total capital | 8,419,171,000 | 7,532,257,000 | 7,463,737,000 | 7,361,188,000 |
| Risk-weighted assets | 56,097,854,000 | 60,072,090,000 | 61,946,302,000 | 64,249,330,000 |